CovenantEvery clause. Every deadline.
Every dollar — visible.
Covenant turns the filing cabinet of agreements binding your practice to insurers, networks, and GPOs into a real-time command center — so the next renewal never catches you by surprise.
⚠ 3 renewals this month??
check w/ Sarah
Three failures happening in your contracts right now.
Most practices discover these problems after they've already cost them. Covenant surfaces them before the damage is done.
Missed Renewal Windows
The 90-day notice clause is on page 14. Your calendar reminder was set for 60 days. The insurer auto-renewed at last year's rates — rates that were already 8% below market.
average annual loss per location from silent auto-renewals at below-market rates
A 3-location practice in Phoenix missed Delta Dental's negotiation window in Q3 2024. The contract auto-renewed. They left $123,600 on the table.
Tracks every notice deadline across all carriers. Surfaces negotiation windows 120, 90, and 60 days out with carrier-specific clause summaries.
Fee Schedule Erosion
Your UCR is $890 for a crown. Your Delta fee is $612. Your Cigna fee was $598 — until last year's renegotiation you didn't know happened. It's now $571.
average annual revenue lost per provider from undiscovered fee schedule reductions
An associate dentist at a Nashville group practice discovered her reimbursement rates had been renegotiated downward twice in 18 months. Neither time was she notified.
Tracks every fee schedule version, flags rate changes the moment they're uploaded, and benchmarks your rates against regional market data.
Network & Non-Compete Conflicts
You signed a most-favored-nation clause in 2021. You joined a new GPO in 2023. These two documents have never been in the same room. Neither has your attorney.
average cost of a network compliance dispute including legal fees and lost network status
A DSO in the Southeast discovered a non-compete clause conflict across 12 locations only when a carrier threatened network termination. Legal fees alone: $47,000.
Cross-references every active contract for conflicting clauses, MFN provisions, and network exclusivity terms — flagging conflicts before they become crises.
One practice or four hundred —
the view stays clear.
Covenant scales from the solo practitioner tracking 4 carrier agreements to the DSO operations director juggling 210 contracts across 37 locations. The dashboard narrows or widens its lens without losing precision.
Westside Family Dental
Phoenix, AZ · 2 Providers
AZ Dental Partners
5 Locations · 22 Contracts
SunState Dental Organization
37 Locations · 210 Active Contracts · 4 Regions
Four modules.
Every angle of your contract exposure covered.
Each module addresses a specific failure mode. Together they create a complete picture of your provider agreement obligations — from the renewal calendar to the rate benchmark to the clause conflict report.
Renewal Radar
Never miss another window
Maps every contract's notice period, auto-renewal clause, and negotiation window onto a unified calendar. Surfaces action items 120, 90, and 60 days before the deadline with carrier-specific clause summaries.
- 120/90/60-day rolling alerts
- Auto-renewal clause detection
- Carrier notice requirement parsing
- Calendar export & team assignment
Fee Watch
Every rate change. Instantly.
Ingests fee schedule uploads, compares them against prior versions and regional benchmarks, and flags every change — up or down — within hours of receipt. Associates get visibility. Managers get accountability.
- Version-to-version rate comparison
- Regional benchmark scoring
- Associate-level visibility controls
- Fee negotiation leverage reports
Compliance Shield
Conflicts caught before they escalate
Cross-references every active contract for MFN provisions, exclusivity clauses, and non-compete terms. Flags conflicts between agreements before they trigger carrier disputes or network terminations.
- MFN clause cross-referencing
- Exclusivity conflict detection
- Non-compete term mapping
- Attorney-ready conflict reports
Network Intelligence
Know your GPO leverage
Analyzes your participation across networks and GPOs, surfaces participation conflicts, and quantifies the revenue impact of each network relationship — so you negotiate from data, not intuition.
- GPO participation analysis
- Network revenue attribution
- Participation conflict mapping
- Benchmark negotiation reports
A practice with 5 carrier agreements that misses one renewal window, absorbs one undisclosed fee reduction, and carries one undetected clause conflict is looking at $249,600 in combined annual exposure. Most practices have all three — simultaneously.
Find out what your contracts
are costing you.
Send us your contract count and we'll run a free audit — surfacing renewal windows, rate anomalies, and clause conflicts before you commit to anything.
Audit My Contracts
Free · No commitment required
Fee Schedule Benchmark
2026 Regional Dental Rate Report
What's inside:
- CDT code-level reimbursement benchmarks by region
- Delta, Cigna, Aetna, MetLife, Guardian rate comparisons
- Fee erosion trends: 2022–2026
- Negotiation leverage analysis by market